enquiry.fw

adm@energycombankgh.com

+233 302 815 066

sole proprietor   Business current account.fw

Business current account

You will need company registration documents for sole proprietor or partnership in order to own a business current account with Energy Bank


 Requirements


  • Completed account opening form including KYC information and mandate form
  • business registration-certificate to commence business, incorporation, form A
  • Resolution to open business account
  • National IDs of director/shareholder and signatory/signatories (Voters, NHIS, passport, drivers license)
  • 2 passport size photographs of each proprietor/ partner
  • Utility bill
  • For clubs and associations, certified memorandum & articles of association

Benefits


  • Cheque books
  • 24/7 access to funds
  • No COT charge
  • Internet banking
  • Mobile banking
  • Access to overdrafts and loan facilities at very competitive rates
  • Dedicated Relationship Manager

Limited Liability Company   Business current account.fw

You will need your company registration documents for Limited Liability Company in order to own a business current account with Energy Bank


Requirements


  • Completed account opening form including KYC information and mandate card
  • Company registration documents including certificate of Incorporation, commencement, Form 3 &4
  • Board Resolution to open business current account
  • National IDs of director/shareholder and signatory/signatories (Voters, NHIS, passport, drivers license)
  • 2 passport size photographs of each proprietor/ partner
  • Utility bill

Benefits


  • Cheque books
  • 24/7 access to funds
  • Internet banking
  • Mobile banking
  • Access to overdrafts and loan facilities at very competitive rates
  • Dedicated relationship management

business loans   short term financing.fw

We have tailor-made solutions at competitive interest to enable you finance your operations of up to a maximum of 12 months.

We ensure your satisfaction by providing you with a dedicated Relationship Manager who will provide you with all the advisory services.

Our range of products include

  • Overdraft
  • Bridging loans
  • Revolving loans
  • Import loans/ pre-shipment finance
  • Supply Chain Financing
  • Emergency facilities
  • Invoice / Receivable discounting
  • Construction Finance
  • Commodity finance

Requirements


  • Application
  • Board resolution
  • Business registration documents
  • Profile of business and management
  • 3 years audited financials
  • Cash flow projections to cover the proposed period of repayment
  • Security preferably ‘cash back’ or landed property
  • Bill of lading for import/ export financing

fixed deposit.fw

Our fixed deposit account is an investment product that creates more reward for you. Usually, it is an investment of a fixed amount for a fixed period i.e. 30, 60, 91, 182 or 365 days at a predetermined fixed interest rate. However, some rates are negotiable depending on the value and volumes.


Benefits


  • Easy sign on
  • High interest rate
  • Access to loans and overdrafts
  • Dedicated Relationship Manager
FIXED DEPOSITS INTEREST RATE
30 DAYS
60 DAYS
91 DAYS
182 DAYS
365 DAYS
Amount Rate (%) Rate (%) Rate (%) Rate (%) Rate (%)
1,001< 50,000 10.60 12.6 13.25 14.20 16.00
50,001< 100,000 10.80 12.80 13.30 14.30 16.50
100,001<300,000 10.92 12.92 13.38 14.40 16.80
300,001<500,000 11.20 13.20 13.40 14.50 17.00
500,000+ 12.00 13.30 13.50 14.60 17.20

 

ENERGY COMMERCIAL BANK LTD
INDICATIVE FOREX  RATES FOR 10 - JAN - 2018 
RATE BUY SALE
USD/GHS 4.2500 4.5800
EUR/GHS 4.4500 5.7000
GBP/GHS 5.2000 6.2000
GBP/USD 1.2900 1.3550
EUR/USD 1.1500 1.2100